{"id":2241,"date":"2023-07-17T02:15:58","date_gmt":"2023-07-17T02:15:58","guid":{"rendered":"https:\/\/i4.0.org.vn\/?p=2241"},"modified":"2023-07-17T02:21:53","modified_gmt":"2023-07-17T02:21:53","slug":"gia-tang-viec-thanh-toan-khong-dung-tien-mat","status":"publish","type":"post","link":"https:\/\/i4.0.org.vn\/en\/gia-tang-viec-thanh-toan-khong-dung-tien-mat\/","title":{"rendered":"Gia t\u0103ng vi\u1ec7c thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t"},"content":{"rendered":"
Hi\u1ec7n nay, thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t \u0111ang \u0111\u01b0\u1ee3c \u0111\u1ea9y m\u1ea1nh, \u0111\u1ed3ng th\u1eddi khu\u00f4n kh\u1ed5 ph\u00e1p l\u00fd cho ho\u1ea1t \u0111\u1ed9ng n\u00e0y ti\u1ebfp t\u1ee5c ho\u00e0n thi\u1ec7n,\u2026 Theo \u0111\u00e1nh gi\u00e1 c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc Vi\u1ec7t Nam, v\u1edbi vi\u1ec7c to\u00e0n ng\u00e0nh tri\u1ec3n khai t\u00edch c\u1ef1c K\u1ebf ho\u1ea1ch th\u1ef1c hi\u1ec7n \u0110\u1ec1 \u00e1n ph\u00e1t tri\u1ec3n thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t giai \u0111o\u1ea1n 2021-2025 v\u00e0 K\u1ebf ho\u1ea1ch chuy\u1ec3n \u0111\u1ed5i s\u1ed1 ng\u00e0nh ng\u00e2n h\u00e0ng \u0111\u1ebfn n\u0103m 2025, \u0111\u1ecbnh h\u01b0\u1edbng n\u0103m 2030, thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t \u0111\u00e3 \u0111\u1ea1t \u0111\u01b0\u1ee3c nh\u1eefng k\u1ebft qu\u1ea3 t\u00edch c\u1ef1c, v\u1eadn \u0111\u1ed9ng theo h\u01b0\u1edbng ph\u00e1t tri\u1ec3n.<\/div>\n
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Theo \u0111\u00f3, h\u1ec7 th\u1ed1ng thanh to\u00e1n \u0111i\u1ec7n t\u1eed li\u00ean ng\u00e2n h\u00e0ng, h\u1ec7 th\u1ed1ng chuy\u1ec3n m\u1ea1ch t\u00e0i ch\u00ednh v\u00e0 b\u00f9 tr\u1eeb \u0111i\u1ec7n t\u1eed, h\u1ec7 th\u1ed1ng ATM c\u01a1 b\u1ea3n ho\u1ea1t \u0111\u1ed9ng \u1ed5n \u0111\u1ecbnh, an to\u00e0n, th\u00f4ng su\u1ed1t, ph\u1ee5c v\u1ee5 t\u1ed1t nhu c\u1ea7u thanh to\u00e1n c\u1ee7a ng\u01b0\u1eddi d\u00e2n.<\/p>\n

T\u0103ng v\u1ec1 l\u01b0\u1ee3ng v\u00e0 gi\u00e1 tr\u1ecb<\/strong><\/h2>\n

Trong \u0111\u1ea1i d\u1ecbch Covid-19, t\u1ea1i Vi\u1ec7t Nam, vi\u1ec7c s\u1eed d\u1ee5ng c\u00e1c ph\u01b0\u01a1ng th\u1ee9c thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t \u0111\u00e3 t\u0103ng v\u01b0\u1ee3t b\u1eadc. Nhi\u1ec1u ng\u01b0\u1eddi d\u00f9ng l\u1ea7n \u0111\u1ea7u tr\u1ea3i nghi\u1ec7m s\u1eed d\u1ee5ng th\u1ebb t\u00edn d\u1ee5ng v\u00e0 th\u1ebb ghi n\u1ee3 \u0111\u1ec3 thanh to\u00e1n cho \u0111\u01a1n h\u00e0ng giao t\u1eadn nh\u00e0 ho\u1eb7c chuy\u1ec3n ti\u1ec1n qua \u1ee9ng d\u1ee5ng ng\u00e2n h\u00e0ng tr\u1ef1c tuy\u1ebfn. Sau khi d\u1ecbch l\u1eafng xu\u1ed1ng, m\u1eb7c d\u00f9 vi\u1ec7c s\u1eed d\u1ee5ng ti\u1ec1n m\u1eb7t v\u1eabn ph\u1ed5 bi\u1ebfn, nh\u01b0ng t\u1ef7 l\u1ec7 ng\u01b0\u1eddi ti\u00eau d\u00f9ng ch\u1ecdn c\u00e1c thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t ng\u00e0y c\u00e0ng t\u0103ng.<\/p>\n

Theo nghi\u00ean c\u1ee9u c\u1ee7a Visa v\u1ec1 \u201cTh\u00e1i \u0111\u1ed9 thanh to\u00e1n c\u1ee7a ng\u01b0\u1eddi ti\u00eau d\u00f9ng 2022\u201d, vi\u1ec7c s\u1eed d\u1ee5ng ti\u1ec1n m\u1eb7t \u1edf Vi\u1ec7t Nam \u0111\u00e3 gi\u1ea3m \u0111\u00e1ng k\u1ec3 so c\u00f9ng k\u1ef3 n\u0103m 2020. C\u1ee5 th\u1ec3, 89% s\u1ed1 ng\u01b0\u1eddi ti\u00eau d\u00f9ng s\u1eed d\u1ee5ng v\u00ed \u0111i\u1ec7n t\u1eed, 85% \u01b0a chu\u1ed9ng th\u1ebb t\u00edn d\u1ee5ng v\u00e0 th\u1ebb ghi n\u1ee3, ch\u1ee7 y\u1ebfu cho thanh to\u00e1n tr\u1ef1c tuy\u1ebfn v\u00e0 thanh to\u00e1n kh\u00f4ng ti\u1ebfp x\u00fac. Tr\u00ean th\u1ef1c t\u1ebf, theo d\u1eef li\u1ec7u t\u1eeb m\u1ea1ng l\u01b0\u1edbi VisaNet, s\u1ed1 l\u01b0\u1ee3ng giao d\u1ecbch kh\u00f4ng ti\u1ebfp x\u00fac tr\u00ean th\u1ebb Visa t\u1ea1i Vi\u1ec7t Nam trong n\u0103m 2022 \u0111\u00e3 t\u0103ng h\u01a1n g\u1ea5p hai l\u1ea7n so v\u1edbi n\u0103m 2021.<\/p>\n

Trong khi \u0111\u00f3, s\u1ed1 li\u1ec7u t\u1eeb Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc Vi\u1ec7t Nam cho th\u1ea5y, v\u1edbi nhi\u1ec1u gi\u1ea3i ph\u00e1p \u0111\u1ed3ng b\u1ed9, c\u00e1c ch\u1ec9 s\u1ed1 thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t t\u0103ng cao v\u1ec1 s\u1ed1 l\u01b0\u1ee3ng v\u00e0 gi\u00e1 tr\u1ecb giao d\u1ecbch. Trong n\u0103m th\u00e1ng \u0111\u1ea7u n\u0103m 2023, so c\u00f9ng k\u1ef3, giao d\u1ecbch thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t t\u0103ng 52,35% v\u1ec1 s\u1ed1 l\u01b0\u1ee3ng; qua k\u00eanh internet t\u0103ng 75,54% v\u1ec1 s\u1ed1 l\u01b0\u1ee3ng v\u00e0 1,77% v\u1ec1 gi\u00e1 tr\u1ecb; qua k\u00eanh \u0111i\u1ec7n tho\u1ea1i di \u0111\u1ed9ng t\u0103ng t\u01b0\u01a1ng \u1ee9ng 64,26% v\u00e0 7,65%; qua ph\u01b0\u01a1ng th\u1ee9c QR code t\u0103ng t\u01b0\u01a1ng \u1ee9ng 151,14% v\u00e0 30,41%; qua POS t\u0103ng t\u01b0\u01a1ng \u1ee9ng 30,35% v\u00e0 27,27% v\u1ec1 gi\u00e1 tr\u1ecb; qua ATM gi\u1ea3m 4,62% v\u1ec1 s\u1ed1 l\u01b0\u1ee3ng v\u00e0 6,43% v\u1ec1 gi\u00e1 tr\u1ecb, ph\u1ea3n \u00e1nh xu h\u01b0\u1edbng d\u1ecbch chuy\u1ec3n sang thanh to\u00e1n \u0111i\u1ec7n t\u1eed, thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t.<\/p>\n

\u0110\u1ebfn cu\u1ed1i n\u0103m 2022, c\u00f3 22 t\u1ed5 ch\u1ee9c ph\u00e1t h\u00e0nh th\u1ebb tri\u1ec3n khai ph\u00e1t h\u00e0nh th\u1ebb b\u1eb1ng eKYC (\u0111\u1ecbnh danh kh\u00e1ch h\u00e0ng \u0111i\u1ec7n t\u1eed), s\u1ed1 l\u01b0\u1ee3ng th\u1ebb ng\u00e2n h\u00e0ng \u0111ang ho\u1ea1t \u0111\u1ed9ng ph\u00e1t h\u00e0nh b\u1eb1ng eKYC \u0111\u1ea1t 10,8 tri\u1ec7u th\u1ebb, s\u1ed1 l\u01b0\u1ee3ng giao d\u1ecbch th\u1ebb ph\u00e1t h\u00e0nh b\u1eb1ng eKYC \u0111\u1ea1t h\u01a1n 89,1 tri\u1ec7u giao d\u1ecbch, v\u1edbi gi\u00e1 tr\u1ecb \u0111\u1ea1t h\u01a1n 106,1 ngh\u00ecn t\u1ef7 \u0111\u1ed3ng; c\u00f3 kho\u1ea3ng 40 ng\u00e2n h\u00e0ng th\u1ef1c hi\u1ec7n m\u1edf t\u00e0i kho\u1ea3n thanh to\u00e1n b\u1eb1ng eKYC, v\u1edbi h\u01a1n 11,9 tri\u1ec7u t\u00e0i kho\u1ea3n thanh to\u00e1n m\u1edf b\u1eb1ng eKYC \u0111ang ho\u1ea1t \u0111\u1ed9ng.<\/p>\n

Tr\u01b0\u1edfng b\u1ed9 ph\u1eadn Ph\u00e1t tri\u1ec3n s\u1ea3n ph\u1ea9m v\u00e0 gi\u1ea3i ph\u00e1p, Visa Vi\u1ec7t Nam v\u00e0 L\u00e0o, \u00f4ng Kelvin Utomo chia s\u1ebb, thanh to\u00e1n k\u1ef9 thu\u1eadt s\u1ed1, \u0111\u1eb7c bi\u1ec7t thanh to\u00e1n kh\u00f4ng ti\u1ebfp x\u00fac, l\u00e0 m\u1ed9t xu h\u01b0\u1edbng \u0111ang ph\u00e1t tri\u1ec3n nhanh ch\u00f3ng \u1edf ch\u00e2u \u00c1 v\u00e0 Vi\u1ec7t Nam. C\u00f4ng ty \u0111\u00e3 ghi nh\u1eadn s\u1ef1 gia t\u0103ng \u0111\u00e1ng k\u1ec3 c\u1ee7a s\u1ed1 l\u01b0\u1ee3ng c\u00e1c thi\u1ebft b\u1ecb ch\u1ea5p nh\u1eadn thanh to\u00e1n, \u0111i\u1ec3m ch\u1ea5p nh\u1eadn thanh to\u00e1n th\u1ebb, thanh to\u00e1n kh\u00f4ng ti\u1ebfp x\u00fac ho\u1eb7c m\u00e3 QR, nh\u1edd v\u1eady, t\u1ed5ng gi\u00e1 tr\u1ecb giao d\u1ecbch thanh to\u00e1n th\u1ebb c\u1ee7a to\u00e0n th\u1ecb tr\u01b0\u1eddng Vi\u1ec7t Nam n\u0103m 2022 \u0111\u00e3 t\u0103ng h\u01a1n 50% so v\u1edbi n\u0103m 2021.<\/p>\n

\"Th\u00fac
Th\u00fac \u0111\u1ea9y thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t<\/figcaption><\/figure>\n

\u0110\u1ea9y m\u1ea1nh k\u1ebft n\u1ed1i d\u1eef li\u1ec7u<\/strong><\/h2>\n

V\u1ee5 tr\u01b0\u1edfng V\u1ee5 Thanh to\u00e1n (Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc Vi\u1ec7t Nam) Ph\u1ea1m Anh Tu\u1ea5n cho bi\u1ebft, khu\u00f4n kh\u1ed5 ph\u00e1p l\u00fd, c\u01a1 ch\u1ebf, ch\u00ednh s\u00e1ch cho ho\u1ea1t \u0111\u1ed9ng thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t, chuy\u1ec3n \u0111\u1ed5i s\u1ed1 ng\u00e0nh ng\u00e2n h\u00e0ng li\u00ean t\u1ee5c \u0111\u01b0\u1ee3c r\u00e0 so\u00e1t, b\u1ed5 sung, ho\u00e0n thi\u1ec7n, t\u1ea1o s\u1ef1 \u0111\u1ed3ng b\u1ed9 v\u00e0 \u0111i\u1ec1u ki\u1ec7n thu\u1eadn l\u1ee3i cho ph\u00e1t tri\u1ec3n thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t, \u1ee9ng d\u1ee5ng c\u00f4ng ngh\u1ec7 m\u1edbi v\u00e0 b\u1ea3o \u0111\u1ea3m an ninh, an to\u00e0n trong ho\u1ea1t \u0111\u1ed9ng thanh to\u00e1n, th\u00fac \u0111\u1ea9y chuy\u1ec3n \u0111\u1ed5i s\u1ed1 trong ho\u1ea1t \u0111\u1ed9ng ng\u00e2n h\u00e0ng.<\/p>\n

Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc Vi\u1ec7t Nam ti\u1ebfp t\u1ee5c t\u1ed5 ch\u1ee9c tri\u1ec3n khai c\u00e1c \u0110\u1ec1 \u00e1n, Ch\u01b0\u01a1ng tr\u00ecnh, K\u1ebf ho\u1ea1ch, ch\u00ednh s\u00e1ch nh\u1eb1m th\u00fac \u0111\u1ea9y thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t v\u00e0 chuy\u1ec3n \u0111\u1ed5i s\u1ed1 trong ho\u1ea1t \u0111\u1ed9ng ng\u00e2n h\u00e0ng, nh\u01b0: K\u1ebf ho\u1ea1ch tri\u1ec3n khai \u0110\u1ec1 \u00e1n ph\u00e1t tri\u1ec3n thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t giai \u0111o\u1ea1n 2021-2025; K\u1ebf ho\u1ea1ch Chuy\u1ec3n \u0111\u1ed5i s\u1ed1 ng\u00e0nh ng\u00e2n h\u00e0ng \u0111\u1ebfn n\u0103m 2025, \u0111\u1ecbnh h\u01b0\u1edbng \u0111\u1ebfn n\u0103m 2030; K\u1ebf ho\u1ea1ch c\u1ee7a ng\u00e0nh ng\u00e2n h\u00e0ng tri\u1ec3n khai \u0110\u1ec1 \u00e1n 06;…<\/p>\n

B\u00ean c\u1ea1nh \u0111\u00f3, c\u00e1c h\u1ea1 t\u1ea7ng c\u00f4ng ngh\u1ec7 ph\u1ee5c v\u1ee5 thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t, chuy\u1ec3n \u0111\u1ed5i s\u1ed1 ng\u00e0nh ng\u00e2n h\u00e0ng lu\u00f4n \u0111\u01b0\u1ee3c ch\u00fa tr\u1ecdng \u0111\u1ea7u t\u01b0, n\u00e2ng c\u1ea5p, ph\u00e1t tri\u1ec3n. H\u1ec7 th\u1ed1ng thanh to\u00e1n quan tr\u1ecdng \u0111\u01b0\u1ee3c v\u1eadn h\u00e0nh \u1ed5n \u0111\u1ecbnh, th\u00f4ng su\u1ed1t v\u00e0 an to\u00e0n. H\u1ec7 th\u1ed1ng Chuy\u1ec3n m\u1ea1ch t\u00e0i ch\u00ednh v\u00e0 b\u00f9 tr\u1eeb \u0111i\u1ec7n t\u1eed v\u1eadn h\u00e0nh \u1ed5n \u0111\u1ecbnh, d\u1ecbch v\u1ee5 th\u00f4ng su\u1ed1t. H\u1ec7 th\u1ed1ng thanh to\u00e1n b\u00e1n l\u1ebb Vi\u1ec7t Nam c\u0169ng \u0111\u00e3 \u0111\u1ea1t b\u01b0\u1edbc ti\u1ebfn m\u1edbi v\u00e0o cu\u1ed1i n\u0103m qua khi \u0111\u00e3 k\u1ebft n\u1ed1i thanh to\u00e1n song ph\u01b0\u01a1ng v\u1edbi Th\u00e1i Lan, cho ph\u00e9p ng\u01b0\u1eddi d\u00e2n, du kh\u00e1ch hai n\u01b0\u1edbc c\u00f3 th\u1ec3 thanh to\u00e1n h\u00e0ng h\u00f3a, d\u1ecbch v\u1ee5 thu\u1eadn ti\u1ec7n qua qu\u00e9t m\u00e3 QR code. Nhi\u1ec1u s\u1ea3n ph\u1ea9m, d\u1ecbch v\u1ee5 ng\u00e2n h\u00e0ng ti\u1ec7n \u00edch, \u0111em l\u1ea1i gi\u00e1 tr\u1ecb thi\u1ebft th\u1ef1c, \u0111\u00e1p \u1ee9ng t\u1ed1t nhu c\u1ea7u \u0111a d\u1ea1ng c\u1ee7a kh\u00e1ch h\u00e0ng\u2026<\/p>\n

Theo nh\u00ecn nh\u1eadn c\u1ee7a Ph\u00f3 Th\u1ed1ng \u0111\u1ed1c Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc Vi\u1ec7t Nam Ph\u1ea1m Ti\u1ebfn D\u0169ng, hi\u1ec7n nay, d\u1eef li\u1ec7u v\u00e0 vi\u1ec7c ph\u00e2n t\u00edch, khai th\u00e1c, k\u1ebft n\u1ed1i d\u1eef li\u1ec7u l\u00e0 y\u1ebfu t\u1ed1 quy\u1ebft \u0111\u1ecbnh t\u1ea1o n\u00ean th\u00e0nh c\u00f4ng c\u1ee7a qu\u00e1 tr\u00ecnh th\u00fac \u0111\u1ea9y thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t v\u00e0 ho\u1ea1t \u0111\u1ed9ng chuy\u1ec3n \u0111\u1ed5i s\u1ed1 trong ng\u00e0nh ng\u00e2n h\u00e0ng.<\/p>\n

Trong th\u1eddi \u0111\u1ea1i k\u1ef9 thu\u1eadt s\u1ed1, d\u1eef li\u1ec7u c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng \u0111\u1ec3 hi\u1ec3u, n\u1eafm b\u1eaft h\u00e0nh vi v\u00e0 xu h\u01b0\u1edbng ti\u00eau d\u00f9ng c\u1ee7a kh\u00e1ch h\u00e0ng, gi\u00fap c\u00e1c ng\u00e2n h\u00e0ng, doanh nghi\u1ec7p x\u00e1c \u0111\u1ecbnh c\u00e1c c\u01a1 h\u1ed9i m\u1edbi, \u0111\u01b0a ra quy\u1ebft \u0111\u1ecbnh \u0111\u00fang \u0111\u1eafn h\u01a1n v\u00e0 n\u00e2ng cao hi\u1ec7u qu\u1ea3 ho\u1ea1t \u0111\u1ed9ng. \u0110\u1ebfn th\u00e1ng 4\/2023, Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc Vi\u1ec7t Nam \u0111\u00e3 ph\u1ed1i h\u1ee3p B\u1ed9 C\u00f4ng an (C06) ho\u00e0n th\u00e0nh x\u00e1c th\u1ef1c h\u01a1n 25 tri\u1ec7u th\u00f4ng tin t\u00edn d\u1ee5ng kh\u00e1ch h\u00e0ng vay v\u1edbi C\u01a1 s\u1edf d\u1eef li\u1ec7u qu\u1ed1c gia v\u1ec1 d\u00e2n c\u01b0 (t\u0103ng h\u01a1n 7 tri\u1ec7u th\u00f4ng tin so v\u1edbi th\u00e1ng 3\/2023).<\/p>\n

X\u00e1c \u0111\u1ecbnh r\u00f5 vai tr\u00f2 quan tr\u1ecdng c\u1ee7a d\u1eef li\u1ec7u trong ho\u1ea1t \u0111\u1ed9ng ng\u00e2n h\u00e0ng c\u0169ng nh\u01b0 m\u1ee5c ti\u00eau, \u0111\u1ecbnh h\u01b0\u1edbng c\u1ee7a \u0110\u1ec1 \u00e1n 06, Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc Vi\u1ec7t Nam v\u00e0 c\u00e1c ng\u00e2n h\u00e0ng, c\u00e1c t\u1ed5 ch\u1ee9c trung gian thanh to\u00e1n \u0111\u00e3 v\u00e0 \u0111ang t\u00edch c\u1ef1c tri\u1ec3n khai vi\u1ec7c \u1ee9ng d\u1ee5ng, k\u1ebft n\u1ed1i, chia s\u1ebb v\u00e0 khai th\u00e1c th\u00f4ng tin d\u1eef li\u1ec7u d\u00e2n c\u01b0 trong t\u1ea5t c\u1ea3 c\u00e1c ho\u1ea1t \u0111\u1ed9ng nghi\u1ec7p v\u1ee5 ng\u00e2n h\u00e0ng, \u0111\u1eb7c bi\u1ec7t l\u00e0 thanh to\u00e1n v\u00e0 t\u00edn d\u1ee5ng nh\u1eb1m \u0111\u1ea9y m\u1ea1nh ph\u00e1t tri\u1ec3n thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t, chuy\u1ec3n \u0111\u1ed5i s\u1ed1 trong n\u1ec1n kinh t\u1ebf.<\/p>\n

Tuy nhi\u00ean, c\u0169ng theo Ph\u00f3 Th\u1ed1ng \u0111\u1ed1c Ph\u1ea1m Ti\u1ebfn D\u0169ng, trong qu\u00e1 tr\u00ecnh chuy\u1ec3n \u0111\u1ed5i s\u1ed1, th\u00fac \u0111\u1ea9y thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t, ng\u00e0nh ng\u00e2n h\u00e0ng \u0111\u00e3 v\u00e0 \u0111ang g\u1eb7p ph\u1ea3i m\u1ed9t s\u1ed1 th\u00e1ch th\u1ee9c, trong \u0111\u00f3 ph\u1ea3i k\u1ec3 \u0111\u1ebfn th\u00e1ch th\u1ee9c v\u1ec1 s\u1ef1 \u0111\u1ed3ng b\u1ed9 v\u00e0 chu\u1ea9n h\u00f3a c\u00e1c c\u01a1 s\u1edf h\u1ea1 t\u1ea7ng k\u1ef9 thu\u1eadt nh\u1eb1m t\u1ea1o thu\u1eadn l\u1ee3i cho k\u1ebft n\u1ed1i li\u00ean th\u00f4ng, t\u00edch h\u1ee3p li\u1ec1n m\u1ea1ch gi\u1eefa ng\u00e0nh ng\u00e2n h\u00e0ng v\u1edbi c\u00e1c ng\u00e0nh, l\u0129nh v\u1ef1c kh\u00e1c \u0111\u1ec3 h\u00ecnh th\u00e0nh h\u1ec7 sinh th\u00e1i s\u1ed1, cung \u1ee9ng d\u1ecbch v\u1ee5 \u0111a ti\u1ec7n \u00edch cho kh\u00e1ch h\u00e0ng.<\/p>\n

Ch\u00ednh v\u00ec v\u1eady, t\u1ea1i c\u00e1c Quy\u1ebft \u0111\u1ecbnh, K\u1ebf ho\u1ea1ch c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc v\u1ec1 ph\u00e1t tri\u1ec3n thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t, chuy\u1ec3n \u0111\u1ed5i s\u1ed1 \u0111\u1ec1u \u0111\u1eb7t ra nhi\u1ec7m v\u1ee5, gi\u1ea3i ph\u00e1p nghi\u00ean c\u1ee9u v\u00e0 ph\u00e1t tri\u1ec3n h\u1ea1 t\u1ea7ng t\u1eadp trung \u0111\u1ec3 cho ph\u00e9p k\u1ebft n\u1ed1i, khai th\u00e1c, chia s\u1ebb d\u1eef li\u1ec7u v\u1edbi C\u01a1 s\u1edf d\u1eef li\u1ec7u qu\u1ed1c gia v\u1ec1 d\u00e2n c\u01b0, c\u01a1 s\u1edf d\u1eef li\u1ec7u doanh nghi\u1ec7p, c\u00e1c ng\u00e0nh, l\u0129nh v\u1ef1c \u0111\u1ec3 khai th\u00e1c, t\u1ed5ng h\u1ee3p d\u1eef li\u1ec7u ph\u1ee5c v\u1ee5 x\u00e1c minh th\u00f4ng tin, ph\u00e2n lo\u1ea1i, \u0111\u00e1nh gi\u00e1 kh\u00e1ch h\u00e0ng.<\/p>\n

Ngu\u1ed3n: https:\/\/nhandan.vn\/<\/em><\/strong><\/p>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"

Hi\u1ec7n nay, thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t \u0111ang \u0111\u01b0\u1ee3c \u0111\u1ea9y m\u1ea1nh, \u0111\u1ed3ng th\u1eddi khu\u00f4n kh\u1ed5 ph\u00e1p l\u00fd cho ho\u1ea1t \u0111\u1ed9ng n\u00e0y ti\u1ebfp t\u1ee5c ho\u00e0n thi\u1ec7n,\u2026 Theo \u0111\u00e1nh gi\u00e1 c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc Vi\u1ec7t Nam, v\u1edbi vi\u1ec7c to\u00e0n ng\u00e0nh tri\u1ec3n khai t\u00edch c\u1ef1c K\u1ebf ho\u1ea1ch th\u1ef1c hi\u1ec7n \u0110\u1ec1 \u00e1n ph\u00e1t tri\u1ec3n thanh to\u00e1n kh\u00f4ng […]<\/p>","protected":false},"author":2,"featured_media":2242,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-2241","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tin-tuc"],"_links":{"self":[{"href":"https:\/\/i4.0.org.vn\/en\/wp-json\/wp\/v2\/posts\/2241","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/i4.0.org.vn\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/i4.0.org.vn\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/i4.0.org.vn\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/i4.0.org.vn\/en\/wp-json\/wp\/v2\/comments?post=2241"}],"version-history":[{"count":2,"href":"https:\/\/i4.0.org.vn\/en\/wp-json\/wp\/v2\/posts\/2241\/revisions"}],"predecessor-version":[{"id":2244,"href":"https:\/\/i4.0.org.vn\/en\/wp-json\/wp\/v2\/posts\/2241\/revisions\/2244"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/i4.0.org.vn\/en\/wp-json\/wp\/v2\/media\/2242"}],"wp:attachment":[{"href":"https:\/\/i4.0.org.vn\/en\/wp-json\/wp\/v2\/media?parent=2241"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/i4.0.org.vn\/en\/wp-json\/wp\/v2\/categories?post=2241"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/i4.0.org.vn\/en\/wp-json\/wp\/v2\/tags?post=2241"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}