{"id":2671,"date":"2025-06-23T09:00:37","date_gmt":"2025-06-23T09:00:37","guid":{"rendered":"https:\/\/i4.0.org.vn\/?p=2671"},"modified":"2025-06-26T04:30:46","modified_gmt":"2025-06-26T04:30:46","slug":"mb-mo-rong-he-sinh-thai-thanh-toan-ho-tro-tieu-thuong","status":"publish","type":"post","link":"https:\/\/i4.0.org.vn\/en\/mb-mo-rong-he-sinh-thai-thanh-toan-ho-tro-tieu-thuong\/","title":{"rendered":"MB m\u1edf r\u1ed9ng h\u1ec7 sinh th\u00e1i thanh to\u00e1n h\u1ed7 tr\u1ee3 ti\u1ec3u th\u01b0\u01a1ng"},"content":{"rendered":"

Ng\u00e2n h\u00e0ng c\u00f3 nhi\u1ec1u \u01b0u \u0111\u00e3i, g\u00f3i vay c\u00f9ng gi\u1ea3i ph\u00e1p thanh to\u00e1n, gi\u00fap ti\u1ec3u th\u01b0\u01a1ng t\u1ed1i \u01b0u chi ph\u00ed v\u00e0 t\u0103ng c\u1ea1nh tranh, trong b\u1ed1i c\u1ea3nh ng\u01b0\u1eddi d\u00f9ng ch\u01b0a n\u1edbi h\u1ea7u bao.<\/b><\/p>\n

\u0110\u1ea1i di\u1ec7n MB nh\u1eadn \u0111\u1ecbnh, vi\u1ec7c tung ra lo\u1ea1t gi\u1ea3i ph\u00e1p thanh to\u00e1n s\u1ed1, k\u00edch c\u1ea7u ti\u00eau d\u00f9ng n\u1eb1m trong chi\u1ebfn l\u01b0\u1ee3c d\u00e0i h\u1ea1n c\u1ee7a nh\u00e0 b\u0103ng. M\u1ee5c ti\u00eau t\u1eeb nay \u0111\u1ebfn 2026 s\u1ebd t\u0103ng t\u1ed1c chuy\u1ec3n \u0111\u1ed5i s\u1ed1, kh\u00f4ng ch\u1ec9 l\u00e0 m\u1ed9t ng\u00e2n h\u00e0ng s\u1ed1 m\u00e0 h\u01b0\u1edbng \u0111\u1ebfn tr\u1edf th\u00e0nh doanh nghi\u1ec7p s\u1ed1. Tham v\u1ecdng c\u1ee7a MB l\u00e0 50-70% doanh thu c\u1ee7a t\u1eadp \u0111o\u00e0n \u0111\u1ebfn t\u1eeb k\u00eanh s\u1ed1 trong t\u01b0\u01a1ng lai.<\/span><\/p>\n

C\u1ee5 th\u1ec3, ch\u1ec9 trong 6 th\u00e1ng cu\u1ed1i n\u0103m 2024, ng\u00e2n h\u00e0ng ra m\u1eaft h\u01a1n 10 ch\u01b0\u01a1ng tr\u00ecnh k\u00edch c\u1ea7u ti\u00eau d\u00f9ng, h\u1ed7 tr\u1ee3 ti\u1ec3u th\u01b0\u01a1ng ti\u1ebfp c\u1eadn thanh to\u00e1n kh\u00f4ng ti\u1ec1n m\u1eb7t. Nh\u1eefng d\u1ecbch v\u1ee5 n\u00e0y bao g\u1ed3m c\u00e1c g\u00f3i t\u00edn d\u1ee5ng ng\u1eafn h\u1ea1n v\u1edbi l\u00e3i su\u1ea5t \u01b0u \u0111\u00e3i, cung c\u1ea5p m\u00e3 VietQR v\u00e0 nhi\u1ec1u c\u00f4ng c\u1ee5 qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh s\u1ed1 h\u00f3a.<\/span><\/p>\n

\u0110i\u1ec3n h\u00ecnh, th\u00e1ng 11\/2024 MB h\u1ee3p t\u00e1c KiotViet cung c\u1ea5p g\u00f3i vay 1.000 t\u1ef7 \u0111\u1ed3ng cho ti\u1ec3u th\u01b0\u01a1ng to\u00e0n qu\u1ed1c, h\u1ed7 tr\u1ee3 kinh doanh m\u00f9a mua s\u1eafm cu\u1ed1i n\u0103m. C\u00f9ng th\u00e1ng, ng\u00e2n h\u00e0ng \u0111\u00e3 ra m\u1eaft s\u1ea3n ph\u1ea9m loa thanh to\u00e1n, gi\u00fap c\u00e1c ch\u1ee7 ti\u1ec7m y\u00ean t\u00e2m chu\u1ea9n b\u1ecb \u0111\u01a1n h\u00e0ng, kh\u00f4ng lo s\u00f3t h\u00f3a \u0111\u01a1n, loa s\u1ebd th\u00f4ng b\u00e1o ngay khi kh\u00e1ch h\u00e0ng chuy\u1ec3n kho\u1ea3n t\u1edbi t\u00e0i kho\u1ea3n shop. Th\u1eddi gian \u0111\u1ea7u ra m\u1eaft, b\u1ed9 loa \u0111\u01b0\u1ee3c t\u1eb7ng mi\u1ec5n ph\u00ed cho h\u1ed9 kinh doanh nh\u1ecf \u0111\u1ec3 t\u1ea1o \u0111i\u1ec1u ki\u1ec7n qu\u1ea3n l\u00fd ngu\u1ed3n thu.<\/span><\/p>\n

G\u1ea7n \u0111\u00e2y nh\u1ea5t, MB \u00e1p d\u1ee5ng ho\u00e0n ti\u1ec1n m\u1edf t\u00e0i kho\u1ea3n VietQR, kh\u00e1ch h\u00e0ng c\u00f3 th\u1ec3 t\u1eadn h\u01b0\u1edfng nhi\u1ec1u l\u1ee3i \u00edch nh\u01b0 mi\u1ec5n ph\u00ed chia s\u1ebb bi\u1ebfn \u0111\u1ed9ng s\u1ed1 d\u01b0 qua \u1ee9ng d\u1ee5ng MBBank, mi\u1ec5n ph\u00ed duy tr\u00ec t\u00e0i kho\u1ea3n, mi\u1ec5n ph\u00ed chuy\u1ec3n ti\u1ec1n tr\u1ecdn \u0111\u1eddi. \u0110\u1eb7c bi\u1ec7t, MB c\u00f2n tung ra ch\u01b0\u01a1ng tr\u00ecnh ho\u00e0n ti\u1ec1n l\u00ean \u0111\u1ebfn 1 tri\u1ec7u \u0111\u1ed3ng cho c\u00e1c ti\u1ec3u th\u01b0\u01a1ng t\u00edch c\u1ef1c s\u1eed d\u1ee5ng VietQR trong giao d\u1ecbch h\u00e0ng ng\u00e0y. Ch\u01b0\u01a1ng tr\u00ecnh khuy\u1ebfn m\u1ea1i k\u00e9o d\u00e0i t\u1eeb ng\u00e0y 12\/3 \u0111\u1ebfn 31\/5. B\u00ean c\u1ea1nh \u0111\u00f3, kh\u00e1ch h\u00e0ng ti\u1ec3u th\u01b0\u01a1ng, h\u1ed9 kinh doanh c\u00f3 th\u1ec3 nh\u1eadn th\u01b0\u1edfng t\u1edbi 90.000 \u0111\u1ed3ng khi \u0111\u1ea1t c\u00e1c m\u1ed1c giao d\u1ecbch nhanh nh\u1ea5t trong th\u00e1ng.<\/span><\/p>\n

\"\"
Nh\u00e2n vi\u00ean h\u1ed7 tr\u1ee3 ti\u1ec3u th\u01b0\u01a1ng ti\u1ebfp c\u1eadn gi\u1ea3i ph\u00e1p thanh to\u00e1n s\u1ed1. \u1ea2nh: MB<\/figcaption><\/figure>\n

Nh\u1eefng ch\u01b0\u01a1ng tr\u00ecnh n\u00e0y nh\u1eb1m th\u00fac \u0111\u1ea9y xu h\u01b0\u1edbng thanh to\u00e1n kh\u00f4ng ti\u1ec1n m\u1eb7t, gi\u00fap c\u00e1c h\u1ed9 kinh doanh th\u00edch nghi nhanh ch\u00f3ng v\u1edbi s\u1ef1 chuy\u1ec3n \u0111\u1ed5i s\u1ed1 trong l\u0129nh v\u1ef1c t\u00e0i ch\u00ednh. “\u0110\u00e2y l\u00e0 nh\u1eefng ti\u1ec7n \u00edch h\u1ed7 tr\u1ee3 t\u1ed1i \u0111a cho qu\u00e1 tr\u00ecnh qu\u1ea3n l\u00fd v\u00e0 ph\u00e1t tri\u1ec3n kinh doanh, gi\u00fap c\u00e1c ti\u1ec3u th\u01b0\u01a1ng n\u1eafm b\u1eaft c\u01a1 h\u1ed9i b\u1ee9t ph\u00e1 trong th\u1eddi \u0111\u1ea1i s\u1ed1 4.0”, \u0111\u1ea1i di\u1ec7n MB nh\u1ea5n m\u1ea1nh.<\/span><\/p>\n

Theo b\u00e1o c\u00e1o c\u1ee7a MB, s\u1ed1 l\u01b0\u1ee3ng giao d\u1ecbch kh\u00f4ng ti\u1ec1n m\u1eb7t qua n\u1ec1n t\u1ea3ng MB Bank (app ng\u00e2n h\u00e0ng s\u1ed1) t\u0103ng tr\u01b0\u1edfng 40-50% n\u0103m 2022-2023, \u0111\u1eb7c bi\u1ec7t \u1edf nh\u00f3m kh\u00e1ch h\u00e0ng h\u1ed9 kinh doanh v\u00e0 ti\u1ec3u th\u01b0\u01a1ng. Doanh s\u1ed1 thanh to\u00e1n QR Code t\u0103ng 65% trong n\u0103m 2023. H\u01a1n 65% h\u1ed9 kinh doanh s\u1eed d\u1ee5ng MB \u0111\u00e3 chuy\u1ec3n sang thanh to\u00e1n \u0111i\u1ec7n t\u1eed cho c\u00e1c ho\u1ea1t \u0111\u1ed9ng mua b\u00e1n, so v\u1edbi m\u1ee9c 45% n\u0103m 2021.<\/span><\/p>\n

Theo s\u1ed1 li\u1ec7u c\u1ee7a B\u1ed9 T\u00e0i ch\u00ednh, thanh to\u00e1n \u0111i\u1ec7n t\u1eed \u0111\u01b0\u1ee3c d\u1ef1 b\u00e1o s\u1ebd b\u00f9ng n\u1ed5 trong n\u0103m 2025. D\u1ef1 b\u00e1o \u0111\u1ebfn cu\u1ed1i n\u0103m 2025, gi\u00e1 tr\u1ecb thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t s\u1ebd g\u1ea5p 25 l\u1ea7n t\u1ed5ng s\u1ea3n ph\u1ea9m qu\u1ed1c n\u1ed9i (GDP), v\u1edbi 50% giao d\u1ecbch th\u01b0\u01a1ng m\u1ea1i \u0111i\u1ec7n t\u1eed \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n qua ph\u01b0\u01a1ng th\u1ee9c thanh to\u00e1n kh\u00f4ng ti\u1ec1n m\u1eb7t. Ngo\u00e0i ra, 80% ng\u01b0\u1eddi d\u00e2n t\u1eeb 15 tu\u1ed5i tr\u1edf l\u00ean s\u1ebd c\u00f3 t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng, g\u00f3p ph\u1ea7n gia t\u0103ng s\u1ed1 l\u01b0\u1ee3ng c\u01a1 s\u1edf ch\u1ea5p nh\u1eadn thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t l\u00ean h\u01a1n 450.000 \u0111i\u1ec3m tr\u00ean to\u00e0n qu\u1ed1c.<\/span><\/p>\n

Ch\u1ecb Ng\u1ecdc Li\u00ean, ch\u1ee7 qu\u00e1n x\u00f4i t\u1ea1i ch\u1ee3 B\u00e0 Chi\u1ec3u, cho bi\u1ebft kho\u1ea3ng 60% kh\u00e1ch h\u00e0ng c\u1ee7a ch\u1ecb \u0111\u00e3 chuy\u1ec3n sang thanh to\u00e1n chuy\u1ec3n kho\u1ea3n ho\u1eb7c qu\u00e9t m\u00e3 QR, ch\u1ee7 y\u1ebfu l\u00e0 ng\u01b0\u1eddi tr\u1ebb, trong khi nh\u1eefng kh\u00e1ch l\u1edbn tu\u1ed5i v\u1eabn d\u00f9ng ti\u1ec1n m\u1eb7t. C\u00f3 ng\u00e0y, ch\u1ecb nh\u1eadn h\u01a1n 5 tri\u1ec7u \u0111\u1ed3ng t\u1eeb giao d\u1ecbch kh\u00f4ng ti\u1ec1n m\u1eb7t.<\/span><\/p>\n

“Thanh to\u00e1n \u0111i\u1ec7n t\u1eed r\u1ea5t ti\u1ec7n l\u1ee3i, t\u00f4i kh\u00f4ng c\u00f2n ph\u1ea3i lo chuy\u1ec7n th\u1ed1i ti\u1ec1n hay ki\u1ec3m \u0111\u1ebfm ti\u1ec1n m\u1eb7t. \u0110\u1eb7c bi\u1ec7t, qu\u00e9t m\u00e3 QR gi\u00fap giao d\u1ecbch nhanh ch\u00f3ng v\u00e0 d\u1ec5 ki\u1ec3m so\u00e1t doanh thu h\u01a1n”, ch\u1ecb n\u00f3i.<\/span><\/p>\n

V\u1edbi nh\u1eefng gi\u1ea3i ph\u00e1p t\u00e0i ch\u00ednh v\u00e0 \u01b0u \u0111\u00e3i t\u1eeb MB, nh\u00e0 b\u0103ng k\u1ef3 v\u1ecdng mang l\u1ea1i s\u1ef1 an t\u00e2m cho ng\u01b0\u1eddi b\u00e1n h\u00e0ng, gi\u00fap h\u1ecd qu\u1ea3n l\u00fd d\u00f2ng ti\u1ec1n hi\u1ec7u qu\u1ea3 v\u00e0 t\u1eadn d\u1ee5ng c\u01a1 h\u1ed9i ph\u00e1t tri\u1ec3n trong b\u1ed1i c\u1ea3nh s\u1ed1 h\u00f3a ng\u00e0y c\u00e0ng m\u1ea1nh m\u1ebd.<\/span><\/p>","protected":false},"excerpt":{"rendered":"

Ng\u00e2n h\u00e0ng c\u00f3 nhi\u1ec1u \u01b0u \u0111\u00e3i, g\u00f3i vay c\u00f9ng gi\u1ea3i ph\u00e1p thanh to\u00e1n, gi\u00fap ti\u1ec3u th\u01b0\u01a1ng t\u1ed1i \u01b0u chi ph\u00ed v\u00e0 t\u0103ng c\u1ea1nh tranh, trong b\u1ed1i c\u1ea3nh ng\u01b0\u1eddi d\u00f9ng ch\u01b0a n\u1edbi h\u1ea7u bao. \u0110\u1ea1i di\u1ec7n MB nh\u1eadn \u0111\u1ecbnh, vi\u1ec7c tung ra lo\u1ea1t gi\u1ea3i ph\u00e1p thanh to\u00e1n s\u1ed1, k\u00edch c\u1ea7u ti\u00eau d\u00f9ng n\u1eb1m trong chi\u1ebfn l\u01b0\u1ee3c […]<\/p>","protected":false},"author":2,"featured_media":2672,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-2671","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tin-tuc"],"_links":{"self":[{"href":"https:\/\/i4.0.org.vn\/en\/wp-json\/wp\/v2\/posts\/2671","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/i4.0.org.vn\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/i4.0.org.vn\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/i4.0.org.vn\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/i4.0.org.vn\/en\/wp-json\/wp\/v2\/comments?post=2671"}],"version-history":[{"count":1,"href":"https:\/\/i4.0.org.vn\/en\/wp-json\/wp\/v2\/posts\/2671\/revisions"}],"predecessor-version":[{"id":2673,"href":"https:\/\/i4.0.org.vn\/en\/wp-json\/wp\/v2\/posts\/2671\/revisions\/2673"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/i4.0.org.vn\/en\/wp-json\/wp\/v2\/media\/2672"}],"wp:attachment":[{"href":"https:\/\/i4.0.org.vn\/en\/wp-json\/wp\/v2\/media?parent=2671"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/i4.0.org.vn\/en\/wp-json\/wp\/v2\/categories?post=2671"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/i4.0.org.vn\/en\/wp-json\/wp\/v2\/tags?post=2671"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}